Citi apprentice recruitment 2026: KYC operations role, Mumbai

Citi apprentice recruitment 2026 is open in Mumbai. The experience line on the listing reads 0 to 2 years in banking, finance or law. That range includes freshers.

The education line asks for a bachelor's or a university degree. Citi then adds the words "or equivalent experience".

The number on the listing is 99795599216. The title printed on it is Young Apprentice, C00, MUMBAI. Citi has published no salary, no last date and no count of seats.

Two names on one job page

The title calls this an apprentice role. The description under the title does not. It opens with a different job name: KYC Operations Analyst 1.

Citi calls that an entry level position. The work covers anti money laundering. The page lists monitoring, governance, oversight and regulatory reporting. You would do it with the Compliance and Control team.

There is a second gap on the same page. The employment type field reads Apprentice. Further down, the Time Type field reads Full time. Citi explains neither gap. Both readings are printed here.

The role sits under a job family group called Business Strategy, Management and Administration. The job family itself is Administrative Support.

What the KYC work involves

The aim of the role is on the page. You help build and run an in house KYC program at Citi. KYC is short for Know Your Client. Citi spells that out.

The duties in the Citi apprentice recruitment 2026 listing are specific. These are the ones that would fill your week.

• Create the KYC record in Citi's KYC system by the agreed deadline. You source the information from internal and external sources.
• Work with relationship management teams and compliance. You keep the system updated until the record is approved.
• Read up on company news. The page names the firm website, regulatory sites, the company website, Dun and Bradstreet and Google. It ends that list with "etc", so the list is open.
• Check the KYC record and the CIP document for completeness. Company formation documents, ownership and management are the examples given.
• Complete each record against local regulatory requirements and Global BSU Standards.
• Own a record from the day it starts to the day it is approved.
• Keep the BSU tool current, and be able to show the work you did.
• Meet daily targets for records reviewed and completed, inside the agreed service level times.
• Flag anything that does not match to senior case managers, the control team and section managers.
• Escalate negative news and high risk cases. The page names RM, PAM and the AML compliance department.

Reporting is part of the job too. You report workflow progress to your supervisor. You track and report a daily time log. You update the workflow database through the day. You also watch the operational metrics that feed management reporting.

Under upward communication the page names huddle updates, escalations and issues. Departmental project work is listed as an extra, as required.

Who Citi says can apply

Four lines set the bar on this one.

• 0 to 2 years of experience in banking, finance or law.
• A bachelor's or university degree, or equivalent experience.
• Knowledge of European Union regulatory KYC and AML requirements.
• Enough flexibility to work as per business timings.

Two more items are marked an advantage rather than a must. One is experience in a control, risk or compliance function. The other is an ACAMS certification.

The page also says previous relevant experience is preferred. Set against the 0 to 2 years line, that reads as a preference and not a bar.

European Union rules on a Mumbai job are worth noticing. Citi does not say why they are on the list.

The AI line in a compliance job

The skills list has one item you would not expect on a KYC job. Citi asks for a real grasp of core AI concepts. It names machine learning and generative AI.

The ask goes past awareness. The next line wants you to spot where AI could fix a business problem. You then have to say how.

The rest of the list is closer to what compliance work usually asks for.

• Strong research skills, with accuracy and close attention to detail.
• Excellent written and spoken communication.
• Strong negotiation skills.
• A customer service outlook, and the ability to build professional relationships.
• The ability to work under pressure and tight time frames.
• Being pro-active, flexible, organised and a team player.

Citi closes the list with a line about working in a dynamic environment.

Applying, and what the page leaves out

The apply route for Citi apprentice recruitment 2026 is Citi's own careers site. The job number is 99795599216. The location on it is Mumbai, Maharashtra.

No fee appears anywhere on the page. No email address is given for resumes. Citi names no test, no assessment and no interview format.

There is no closing date on the listing, so there is no last date to report. There is no salary figure and no band either. Any pay number quoted for this role elsewhere did not come from Citi.

The page ends with Citi's equal opportunity statement. It points people with a disability who need a reasonable accommodation to its Accessibility at Citi page. It also links its EEO policy statement and the Know Your Rights poster.

Four questions on this Citi opening

Can a fresher apply for Citi apprentice recruitment 2026?

The experience line reads 0 to 2 years in banking, finance or law, so freshers sit inside it. Citi marks previous relevant experience as preferred, not required.

Is this an apprenticeship or a full time job?

The page says both. The employment type reads Apprentice and the title is Young Apprentice. The Time Type field on the same page reads Full time.

Which degree does Citi ask for?

A bachelor's degree or a university degree, with "or equivalent experience" added after it. No stream, no percentage cut off and no batch year are named.

What would I actually be doing?

Building and checking KYC records for an anti money laundering program. You source documents, validate them, chase approvals and escalate high risk cases.

Three more banking and analyst openings on Classic Jobs:

• The Citi securities and derivatives analyst role in Chennai.
• The business analytics analyst opening at Citi Gurugram.
• The HSBC business analyst job.

Sorted by degree: BCA and BSc openings, BBA and MBA jobs, and drives open to any graduate.

Every fact above comes from Citi's own listing for job 99795599216. Read the original posting on the Citi careers site.